.png)
Handel Health Solutions
Supplemental Critical Illness Insurance
Your Safety Net for Life's Toughest Moments
Unexpected health issues can quickly drain your savings, even if you have health insurance. With our supplemental critical illness insurance, you’ll receive a lump-sum benefit to help cover medical bills and daily expenses during your recovery. This way, you can focus on getting better without worrying about the financial burden.
About us
Licensed insurance provider Handel Health Solutions is based in O'Fallon, Missouri, and provides services to customers in Illinois and Missouri. Personalized health and life insurance solutions that are suited to the particular requirements of small enterprises, families, and people are our area of expertise. Health insurance, life insurance, dental and vision insurance, accident insurance, critical illness insurance, group insurance, hospital indemnity insurance, and Medicare plans for seniors are all included in our wide range of services. Our staff, with over 20 years of expertise, is committed to provide exceptional service and unbiased guidance, ensuring that you have access to the best coverage options from the most reliable providers at present on the market.
What is Supplemental Critical Illness Insurance?
Supplemental critical illness insurance is designed to provide an additional layer of protection alongside your major medical insurance. While major medical insurance typically covers medical expenses such as hospitalization and treatments, it may not fully address the financial challenges posed by a serious illness. Our critical illness insurance cover ensures you receive illness financial assistance, providing a lump-sum payment upon diagnosis of a covered condition.
What Does a Critical Illness Policy Help Cover?
Our Supplemental Critical Illness Insurance covers:
-
Protection from Major Illnesses: covers critical illnesses like cancer, stroke, heart attack, kidney failure, and more.
-
Flexible Coverage: Choose from a range of policies that fit your budget and medical needs.
-
Additional Support: With critical illness insurance health insurance riders, you can extend coverage to your life insurance policy for added peace of mind.
-
Affordable Plans: Plans that are easy to understand and come with clear pricing
Customizable Critical Illness Plans for Your Needs
At Handel Health Solutions, we work with the top critical illness insurance providers to offer a variety of critical illness plans tailored to your specific situation. Whether you need individual critical illness insurance or coverage for your entire family, we provide solutions that fit your life and budget. We also offer life insurance with critical illness coverage, providing you with the added assurance that you’ll be covered in case of any serious health emergencies.
FAQ
Why You Need Critical Illness Insurance
Unforeseen health crises can drain your savings, even with the best health insurance. Critical illness insurance offers illness financial assistance to cover out-of-pocket expenses, including deductibles and co-pays, that your primary health plan doesn’t cover. Having the right critical care coverage helps manage your costs without the added financial stress, giving you peace of mind as you focus on your recovery.
How Critical Illness Insurance Works
When diagnosed with a covered illness, you receive a lump-sum payout that you can use for medical bills, mortgage payments, childcare, or any other expenses during your treatment. Unlike health insurance with critical illness riders, which only provides benefits tied to specific treatments, supplemental critical illness insurance is a comprehensive solution that provides serious illness cover when you need it most.
How to Choose the Right Critical Illness Insurance Policy?
When choosing a critical illness insurance policy, consider:
The coverage options: Does the plan cover a wide range of illnesses? Are you protected for the long term?
The benefit payout: What’s the lump-sum payout amount? Is it enough to cover your needs?
The cost: Find a plan that fits your budget without sacrificing coverage.
Additional riders: Look for critical illness riders to extend the policy to cover other aspects of your health.
Our Carriers
These are some of the carriers we collaborate with. Feel free to contact us to learn more about our carriers and the products we offer.
.png)
.png)
.png)
.png)
.png)
.png){kind=small}
Get a Free Quote
We only use the information you provide to contact you directly and never share your personal information with any third parties.